I retired at 65. Was ready. Since then I collect equity on my shares of my company that I sold to the remaining partners. It covers 8 years and 4 months. At that point it is over. Still have Social Security and a small pension coming in and have done some teaching that brings some in. When equity is done, I start drawing from IRAs and 401Ks. and aleady taking to financial advisers about what happens when equity stops. I will be prepared. Anyone retiring at any age should make sure they know about changes, especially income before taking the plunge. And anyone who thinks they are entitled to YOUR money, tell them to bug off. If they get anything when you pass, that is fortune for them then. If not, we all earn our own way. I did.