Misfortune can strike at any time. The best laid plans can be altered or destoyed. That isn’t to scare anyone, it is just a fact of life. That doesn’t mean to be scared of everything and therefore do nothing. It just means be prepared to deal with the unexpected. But life your life. Follow your dreams. Be cautious but not afraid. In the end you will be fine. Like Vince Lombardi said, “Shoot for perfection. You won’t make it, but excellence isn’t a bad place to be”.